Mvelopes - Budgeting App

Mvelopes - Budgeting App

By Finicity Corporation

  • Category: Finance
  • Release Date: 2011-02-17
  • Current Version: 3.0.10
  • Adult Rating: 4+
  • File Size: 110.64 MB
  • Developer: Finicity Corporation
  • Compatibility: Requires iOS 9.0 or later.
Score: 4.5
From 2,728 Ratings


Easy to Get Started: Start today by downloading the Mvelopes budget app and use it for free for 1 month, add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy to use the app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled. - Mvelopes Basic Monthly -$3.99/mo or $39.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support. - Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session. Each user is eligible for one 30 day free trial. Upgrading or downgrading to a subscription will not enable a new 30 day free trial. These plans are: - Mvelopes Basic Monthly - No Trial - $3.99/mo - Mvelopes Basic Yearly - No Trial - $39.99/mo - Mvelopes Plus Monthly - No Trial - $18.99/mo - Mvelopes Plus Yearly - No Trial - $189.99/mo • Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • See our Privacy Policy for more details. • Mvelopes is an A + Rated Business with the Better Business Bureau • Tool for Tidying Up Your Budget - Credit Karma • Named best app for “Over Spenders” - Kiplinger’s Personal Finance • App That Makes Budgeting Fun - WiseBread • Best Online Money Management Tool - Nasdaq • Budget App for Recent Graduates - NerdWallet • Right Tool for Keeping Financial Resolutions - • App That Helps Manage Your Student Loans - SoFi • Budget Tool for the New Year - Chicago Tribune Get The Most Out Of Your Money Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen. Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password. Mvelopes Features: • Import your bank and credit card accounts and track your spending within Mvelopes • Unlimited envelopes and financial institutions can be used in your account • Use digital envelope budgeting system to organize and simplify your finances • Easily access or adjust your budget on the go • Categorized spending helps you make informed decisions when you shop • Inbox-style transactions makes it easy to stay on top of your budget every day • All-in-one accounts screen lets you view your checking, savings and credit card balances in one place • Assign transactions to envelope categories, including splitting individual transactions into separate categories • Complete, real-time synchronization with the Mvelopes web app at • Money saving tips, ebooks, and videos inside the app



  • Great!

    By Momflack
    I started using this a couple of weeks ago, and I LOVE it. For about 20 years we used a pencil & paper virtual envelope system. For the last 10 years we used some software. I was looking for something that is web-based, integrated with my bank and credit accounts, and has a mobile app. This. Is. It. I love that I can enter transactions as they occur (and checks that we write) and the software makes it super easy to match them when posted. The time this is saving over our last system is well worth $4/month.
  • Can’t use. 🤷🏻‍♀️

    By Docs2006
    We used to use Mvelopes on our computer before it was an app. I like it because it doesn’t zero out your budget each month...some expenses don’t occur every month. I’ve been unable to sign up for the app. It keeps kicking me out to the home page. Frustrating. Does anyone know a similar app that works?
  • Blessed

    By ckeever
    Since we starting using Mvelopes, our budgeting has become very deliberate and we’ve been able to keep a steady savings. We love it.
  • Thieves

    By Shayder
    Pick a different app. Any other app. I downloaded it to see if it was something I would use and was charged right away. I deleted it and did everything I could to cancel it. Still charged me. I emailed in because their Live Chat was down. I was told I had to chat in, no other option. No option to cancel the subscription in the app or online. So I chat in today and I’m told I have to cancel through iTunes and ask for my refund through them. I was sent in circles. It’s utter bull and proves the dishonesty of the app. I wouldn’t trust them with my bank account info. No way.
  • Going back to Goodbudget; App not well supported

    By GoCee
    Update: Dropped to one star because the app is slowly falling apart even as the app is forcing me to pay monthly for what used to be free. Will drop at the end of this month and pick up a new budget app in January. Now it doesn’t sync with any of my accounts and I have changed nothing on my end. Update: Dropping to two stars. Every since users were forced to a minimum payment plan, the app has quit working with two of my three bank accounts. One has had a support ticket open for two months. I resent having to pay a monthly fee and get even less service than the free version. I've been using this app in 2017 and like many things about it. Took a LONG time to set it up, though. Not as intuitive as it seems to understand the way the credit card accounts work and catch up on pre-app transactions. I like it but I really miss the reporting functions Goodbudget has. I used that for all of 2016 but wanted to find something that was easier to sync. Please, Mvelopes, if you are reading this, add a reports function so we can see income vs spending and categories as percentages of spending--and on a monthly and yearly basis. Without it, I may drift back to Goodbudget.
  • Hard to cancel!

    By thekibbie
    I had not had an opportunity to use this because I purchased Quicken, so I could avoid a monthly charge. I called to cancel it so they would not charge me. I was transferred to a manager to see if I could have it cancelled! I told them that I had not had an opportunity to use it, so they gave me one month free. I called to cancel it even before the month was over, and they still charged me two weeks after cancellation!
  • Stronger Every Day

    By StillJustShellie
    This product will help you more than you think. Everything you though about personal budgets just got a facelift. And I’ve never seen a more dedicated staff!!! If ever I do have a problem there is someone right there to chat with and help me through it and solve it. My coach is brilliant and shares a wealth of knowledge every time we speak. This tool and new way to look at personal finances gives a whole new meaning to saving for a rainy day.
  • Horrible account integrations

    By RixDavis
    Good system for managing money but the account integrations are horrible. It does not accurately pull my data. If I can’t trust the data, how can I use this as a management tool? The dev response is that customer support is available, which is technically true, but my ticket response times take well over 5 business days to get response. I have one outstanding ticket that has not been resolved in over a month. It seems like very time I need to get accurate data I need to submit a ticket, it doesn’t happen automatically.
  • Bummed

    By Butter5156
    I’m super bummed with this app. I loved it when I was setting it up and was excited to use it. The app kept crashing so I did it on the computer and the computer would not sync with my phone. So unfortunately it was a huge waste of time. I then redid my whole budget and everything on the app which took a long time and now I cannot even login it is saying I already have a subscription and then keeps asking me to buy it again. :-(. I have even deleted the app and reinstalled. Save your money
  • Lol

    By @Exit
    Sat here for 10 minutes typing in the verification codes, got a phone call to verify PayPal and it had me fill out more verification codes and gave me an error. Waste of time and don’t work