Pennies – Budget and Expenses

Pennies – Budget and Expenses

By Emile Bennett

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.5
  • Adult Rating: 4+
  • File Size: 82.07 MB
  • Developer: Emile Bennett
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,016 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –



  • Everything that I need with no unnecessary bells and whistles

    By jakelwest
    This app is just what I wanted. You set up a budget or two, and it tells you how much you’re able to spend each day. That’s it. No bank account linking, no credit score checks, no reminders about paying bills. Also it looks great! Highly recommend for manual entry budgeters
  • Simple & easy

    By Marcella Treybig photography
    This app is awesome for someone that just needs to keep track of funds on the go. Simple & easy! Love it. I use it for kids expenses, trips, grocery exc
  • Rounding would make it 5

    By Nohoamateur
    Very useful and easy to use with one flaw, the inability to enter rounded numbers without two decimals. This significantly slows down entry, especially on the watch. Other apps let you skip the decimals.
  • The best in the category!

    By spr0ut
    Pennies is absolutely the only app you should look at in the category of budget tracking. Intuitive UI, delightful interface, and quick entries. Check this one out for sure!
  • I have no clue why this has such good ratings

    By Rippleglass
    I thought this was an app that would let me set aside and plan for coming expenses, but no, all it is is a 4$ manual spending tracker. The payday rollover doesn’t help, because I can’t tell the app when I am expecting payments to go out, because YOU CANNOT LINK A BANK ACCOUNT. All it does is tell me I have 44$ to spend on rent today, as if my rent doesn’t all go out on the 27th.
  • Receipt?

    By TagWorm
    Needs a way to scan receipts into the ledger. It would make things much simpler and would be an outstanding app.
  • Amazing! And very accessible

    By GodlyTachanka
    It’s an easy offline money tracker or kinda like a checkbook app. This app lets me only spend a specific amount a month, daily or however. It’s an easy tracker and will allow you to move over what remains from the previous period.
  • Basic

    By marebell
    I’ve bumped it up to a 4, only thing left that would make it perfect is if I’m editing certain items you could click a button that says repeat each month so you don’t have to type in rent, insurance etc every month. Thanks for the other improvements
  • Pennies Privacy Concern

    By Dooksta123
    Hi. I love your app Pennies and it really helps me keep track of my spending. I do have a privacy concern, however, that when I put Pennies as a Complication on my Apple Watch, I like it to be in the middle where I can see my money at a glance. The problem is that when the watch is taken off, the entire thing locks but the money still shows. This is a problem because if someone steals my watch, they would know how much money is on me and that would be a problem. Is there a way I can set it so that the money hides when I take off the watch? By the way, the Complication I’m most interested in that I’m talking about is the one that say “Today” and “Period.” It would be great if I could use that safely, again. In the meantime, I’m using a smaller Complication that does in fact lock when I take off the watch.
  • Easiest, simplest budget app

    By dayna g
    Used this to replace my handwritten budget six months ago, and I still love it. It helps me visualize how much I have to spend each day or month, and adjusts when I make big purchases or save up! Plus it's visually super cute. No complaints, worth the price.