Pennies – Budget and Expense Tracker

Pennies – Budget and Expense Tracker

By Emile Bennett

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.3
  • Adult Rating: 4+
  • File Size: 77.22 MB
  • Developer: Emile Bennett
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 745 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –



  • It does a thing:

    By Harpseal13
    And does it well! Simple financial tracking.
  • Extremely functional!

    By Kellynicole052
    I love my pennies app- it's easy to use and very functional. Thankful for the option to sync with iCloud, since I had to reset my phone recently and was worried I lost all my information. Would be perfect if I could select the colors/when they change.
  • My life is no longer in shambles!!!

    By 🚶👨
    I can track and categorize my constant outpouring of money on worthless material possessions. Now I know for a fact I spend too much on grease-burgers thanks to you, Pennies! May karma greet you with a kiss every morning!
  • Take a hands on approach

    By Rt88
    The best way to keep track of expenses in a customizable way. If you have multiple accounts and Venmo inflow/outflow, you'll know that automated budgeting apps don't really work. This is a great solution and makes you hyper aware of everything you spend money on. I download to a CSV each month and pivot everything out in excel. Five stars.
  • Great budget app

    By Sade A.
    I love this app because it helps me be more aware of where my money is going. I use mint too but find pennies to be super helpful because I have to write down what I spent, so I'm more mindful about my spending now. It's also simpler and easier to use than mint's budgeting feature - pennies is perfect for just tracking daily spending and understanding where you could trim back if you're trying to save more.
  • Simple and easy

    By Anniehasagun
    Love it!
  • Perfectly Minimal

    By Ted Roark
    Pennies is the exact app I wanted for setting fiscal goals and keeping to them.
  • Great Basic Budgeting App

    By Mom2ADE
    I think this is a great simple app to budget yourself on little things. For example, I'm giving myself a coffee budget each month for what I spend at Starbucks. It's been perfect for that.
  • Awesome!

    By Worldburrito44
    This is great for budgeting. It's simple, smooth and best of all, it works👍🏼👍🏼
  • GOAT Budget App

    By Janice McManus
    I wish all apps could look as nice as this one does. My only complaint is that it doesn't actually print more money for me. It's the 21st century, come on!