Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.1.1
  • Adult Rating: 4+
  • File Size: 8.95 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 5,661 Ratings


Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Insightful.

    By FoodDood1958
    The Penny app is a step in the right direction, for a self analyzing financial app.
  • Great financial app

    By 4rnrgal
    Love this app. It keeps an eye on my spending and helps me set financial goals. Also shows me my spending on a weekly basis. Really impressed with this app...
  • Love her

    By Great guys!
    Great app!!!
  • Great app!

    By ARF72514
    Love this app! Let’s me know how much I’m spending on everything by category and it’s super easy to use!
  • Love it

    By pntitus
    Load your accounts in and it’s totally automated! So easy and great insight!!!
  • Keep building!

    By Katie10314
    I loved this app at first but I’m starting to shop around for one that is taking feedback. More categories are needed to organize purchases. Giving to way to categorize. Savings....and life changes. The app isn’t as helpful because it’s not fully accurate information. It’s just a guess of how much I spend on “shopping”, but I donate at church and where do I document gifts. Anyways. It’s neat if you want to approximate some spending. But paying for it, isn’t worth it per month.....especially.....since they don’t respond to suggestions or feedback or requests.....
  • Love it!

    By Tosh:)
    Penny has been great. I love the interface and being able to categorize the different charges. The best part is the breakdown of what I spend the most money on and stuff like that. Super useful!
  • Great way to get on track!

    By Frustrated user1
    This app is a great way to keep track of how you spend your money. Love the recommendations for saving and spending and notifications!
  • Very helpful

    By Sonya2112
    Been using it for a month and is easy to use. It tracks your bills you don’t have to do any of the work. They make suggestions on how to save money and many more helpful ideas.
  • Personal best friend

    By Cic ur butte
    This app is so great and helpful. It’s like having a personal banker friend. Try it