Penny - Track Your Money, Bills, Saving & Spending

Penny - Track Your Money, Bills, Saving & Spending

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.0.7
  • Adult Rating: 4+
  • File Size: 7.12 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 3,766 Ratings


Chat with Penny to securely track your spending and plan for a better financial future! We’ve tracked millions of transactions and helped hundreds of thousands of people. FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Superb

    By FatalEnd021
    This apps makes it fun to save money and is incredibly detailed.
  • Budgeting

    By angelicamendez
    Great app for keeping track with your finances.
  • Great app.

    By Torii705
    Very blunt , & very accurate.
  • David,Alaina,& Anaisa-Ella Mommy 🤗

    By CaseyOdenFamily
    LOVE this App👍👍👍 really interactive and helpful great ways to set goals and Manage your finances more for "Adulting" life definitely would recommend to more people 👏
  • The personal finance app I’ve been looking for.

    By N8 Jones
    Penny’s the personal finance assistant that every single busy person needs. The conversation driven format is excellent and feels like you’re talking with a close friend. The spending monitoring and goal setting is helpful for quick budgeting and keeping yourself on track so as to not wind up in a pinch. Penny has redefined how finance and banking apps should be done. Unless you’re one of those super hardcore spreadsheet people who take pictures of every single receipt and track every waking moment of your money’s life, you should get this app.
  • Wow

    By Fix music player
    This app is amazing. I spend a lot of money and I'm super competitive. Penny helps me pay attention to what I'm spending and be conscious of my savings goal.
  • college student

    By Damntraciie123
    love this app !! it simple easy to use !
  • Life Saver

    By VanessaElizabethLarkin
    I hate taking financial advice from anyone but Penny somehow works. I'm much more accountable and aware of my purchases.
  • Great assist for financial planning.

    By lblancoamat
    Great assist for financial planning
  • The best app

    By Nae.1
    She is my best friend! And talks to me everyday 😀